How does it work to use my insurance? 

N2 Physical Therapy was founded to provide high quality care, in a learning environment, accessible to the entire public.  We provide individualized, high quality care from top Doctors of Physical Therapy who are commited to higher level certifications and a commitment to advanced continuing education. 


N2 Physical Therapy has achieved this goal and provides our clients personalized, one on one care, in a private treatment room, while assisting you in being covered by your insurance.  We work together as a whole team with a compassionate and available in house billing team, administrative team, and collaborative team of Doctoral level physical therapists.

We are in-network with a limited number of insurance companies and the office manager at the clinic most convenient to you will help guide you through the insurance verification process. If you have any concerns about your insurance coverage, please call the office number of your appointment location.  Please be aware that each clinic location has a high volume of patients with a compassionate administrative team focused on not only the person in front of them, but also the insurance they are utilizing and how to guarantee coverage for them. While we strive to answer every phone call, this is not always possible. Please leave a message and a time that you are available within business hours for a call back. If this does not work for you, please email the clinics direct appointment line. We also offer an online scheduling service under each Doctor of Physical Therapist biography location that you are free to submit a request through. Typically online emails or requests are returned and confirmed within two business days. 

If you do not submit your paperwork via the Kareo Portal the day prior to your appointment, or provide this to our front desk via phone within 24 hours notice, we will not be able to successfully guarantee insurance verification, and your first visit will be self pay. We are asking everybody to use the Kareo Portal for the safety of our staff, our customers, and to help us utilize this platform to get information from your insurance company as quickly as possible. 

What insurances does N2 Physical Therapy Accept? 

N2 Physical Therapy is proud to be a physical therapist owned company, contracting directly as physical therapists with each insurance company we work with. As a team, we have utilized combined physical therapist and administrative business intelligence to build a procedure and model that works for the patient, and the provider. 

We currently are out of network with everyone except Cigna, Kaiser, Medicare, and Optum Health Plans.

For all other insurances, we are capable of processing out-of-network for you and providing full billing and insurance verification services.

It is important to your care that you complete your paperwork prior to your visit, preferably electronically, so our administrative team can provide your complimentary insurance verification and distribute any necessary information or tasks to be completed by you immediately.  

Please communicate this to your provider and the administrative specialist in the office you receive care.

N2 Physical Therapy believes in each patient having access to care.  Our team is dedicated to being the most cutting edge in our physical therapy techniques, and our company is dedicated to providing continuing education, creating continuing education, and supporting our physical therapists in their career goals to bring you the most accessible and specialized care in Colorado.